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Conveyancers Lendersmortgagepayments Tag Family Davenport Iowa Lenders Mortgage Payment

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　　The lender shall provide a loan on schedule in accordance with the arrangements of the loan contract. Where the lender fails to provide such loan on schedule in accordance with the contract， he or it shall pay a penalty for breach of contract. Where the borrower does not use the funds in accordance with the arrangements of the loan contract， he or it shall pay a penalty for breach of contract.

　　Article 31　Inspection after lending：

　　Upon provision of a loan， the lender shall carry out follow-up investigation and inspection of the borrower's implementation of the loan contract and business situation.

　　Article 32　Repayment of a loan：

　　The borrower shall repay the full amount of the principal with the interest thereon on time in accordance with the provisions of the loan contract.

　　One week prior to the date of maturity of a short-term loan， or one month prior to the date of maturity of a medium- or long-term loan， the lender shall send a notice to the borrower listing the principal to be repaid and interest due. The borrower shall promptly arrange the funds and repayment the principal with the interest thereon on time.

　　For overdue loans， the lender shall promptly issue a calling-in notice， and complete calling-in work for principal and interest on overdue loans.

　　For loans that are unable to be repaid in accordance with the term agreed upon in the loan contract， the lender shall add penalty interest in accordance with provisions. Where repayment cannot be made， or repayment of principal and payment of interest arrangements cannot be fulfilled， repayment shall be supervised and urged， or a civil case shall be initiated in accordance with the law.

　　Where the borrower wishes to repay the loan ahead of the term of such loan， he or it shall consult with the lender.

　　PART SEVEN　SUPERVISION OF BAD LOANS

　　Article 33　Lenders shall establish and perfect a system of supervising loan quality， and classify， register， inspect and call in bad loans.

　　Article 34　“Bad loans” shall refer to dead loans， idle loans and overdue loans.

　　“Dead loans” shall refer to loans that are classified as bad loans in accordance with relevant provisions of the Ministry of Finance.

　　“Idle loans” shall refer to loans （excluding dead loans） that， in accordance with relevant provisions of the Ministry of Finance， are overdue （including those that fall due after extension of the term） by exceeding the stipulated time limit and that still are not repaid， or that although overdue or are not overdue because they do not exceed the stipulated time limit but were granted for production or business operations that have been suspended or for a project the construction of which has ceased.

　　“Overdue loans” shall refer to loans （excluding idle loans and dead loans） that have not been repaid by the date of maturity agreed upon in the loan contract （including those that fall due after extension of the term）。